Korea alleged to be ignoring CERD

I have been calling for equality of treatment for permanent residents in Korea and Koreans for some time now.

Korea thinks they can be a "Global Financial Centre" when their regulators are too busy coming up with stupid paperwork for a foreigner wanting an international check card, but failing to regulate savings banks?

Korea thinks they can attract "Global Talent" when they're signing up to be treated as potential criminals for their 2-3 year stay?  After all the immigration department comes under the ministry of justice, who also run the prisons. 

Korea calls Australians racist after 4 separate attacks on Koreans in Australia (disgusting though they are) despite the fact that 150,000 Koreans are living safely and happily in Australia, without needing special paperwork to get an international check card and if they have permanent residency being treated exactly the same as citizens with regards to access to credit and government services.

The only way that Korea is better for a permanent resident is that you can vote after 3 years but only in local elections, whereas in Australia you have full economic freedom as permanent resident, but voting is reserved for citizens.

Economic freedom or a vote, I know which I would rather have.

Update on Car Loans

Do not borrow money where you buy the car is a rule that I was taught in Australia, however due to promotional offers of 3.9% I let my guard down and paid the penalty for it.

I had to pay a w650,000 application fee to get my low rate loan and I lost w500,000 of discount bringing the real rate I am paying to over 12%, and most of that was paid upfront.

Go to your bank and get an unsecured loan.

If you can't do that because your bank won't cooperate, change banks, but give up on the bank loan because a lot of credit enquiries will reduce your chances of getting the loan.

So if you still need a car, and you don't have the cash then you will have to get dealer finance here are my pointers.

1. You will need your spouse to guarantee your loan.  Korean institutions haven't heard of The UN's Committee on the Elimination of Racial Discrimination's ruling of Habassi v. Denmark so unless you want to take up the fight, your spouse will have to sign.

2.  If you can, choose a smaller town to buy your car, this means that the car dealer and the finance company people will know each other well.  It may take time but if you form a relationship with the dealer, the dealer will take care of every stage where the finance company comes back with a reason not to make the loan.

3.  Be patient, it will take time.

It may have been easier to put it in my wife's name, but as my wife is a homemaker, that wasn't an option either.